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Terms of Use

Terms of Use

By access and use of (the “Website”), the visitor or the user of the Website (“User” or grammatical variations thereof) accepts and agrees to be bound by and to comply with (i) these Terms of Use (“Terms”) and (ii) the Privacy Policy available on the Website. By using the Website, the User expressly represents that he/she/it has read and understood these Terms and agrees to be bound by these Terms. Furthermore, by using the Website, the User expressly represents that (a) he/she/it has the capacity to be bound by these Terms; (b) if he/she/it is acting on behalf of a company or other entity or any other person, then he/she/it has the relevant authority to bind such company or entity or other person; and (c) he/she/it will not violate any rights of payinstant and/or its affiliates, including intellectual property rights such as copyright or trademark rights.

Intellectual Properties

The content of the Website and all copyrights, patents, trademarks, service marks, trade names and all other intellectual property rights therein are owned by payinstant and/or its licensors and are protected by applicable Indian intellectual property law. The User acknowledges, understands and agrees that he/she/it shall not have, nor be entitled to claim, any rights in and to the content of the Website and/or any portion thereof. payinstant may provide the User with content including information, sound, photographs, graphics, video or other material through the Website. This material may be protected by copyrights, trademarks or other intellectual property rights and laws. The User may use this material only as expressly authorized by payinstant and shall not copy, transmit or create derivative works of such material without express authorization from payinstant The User acknowledges and agrees that he/she/it shall not upload, post, reproduce distribute or modify any content on or through the Website that is protected by copyright or other proprietary right of payinstant or any third party, without obtaining the permission of the owner of such right. Any unauthorized use of copyrighted or other proprietary content is illegal and could subject the User to personal liability or criminal prosecution.

No Warranties

PayInstant and its affiliates, employees, agents and authorized representatives provide the Website and the Information on an “as is” and “where is” basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the Website or the Information, including without limitation, warranties as to the non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, PayInstant does not represent or warrant that: (i) the Website will be available or will meet the User(s) requirements; (ii) the access will be uninterrupted; (iii) there will be no delays, failures, errors or omissions or loss of transmitted information; (iv) no viruses or other contaminating or destructive properties will be transmitted; or (v) no damage will occur to User’s computer system. The User has the sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

No Liability

PayInstant is not responsible for and will not be liable to the User or anyone else for any damages or other amounts whatsoever (including but not limited to direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with User’s use of or inability to use the Website or the Information contained therein, or any action taken or decision made by User or any other person in reliance on the Website or the Information contained therein, or any unauthorized use or reproduction of the Website or the Information therein, even if PayInstant has been advised of the possibility of these damages. The User understands that the Website is used by him/her/it solely at his/her/its own risk, cost and liability. The User agrees to indemnify, defend and hold harmless PayInstant its affiliates, group companies and their directors, officers, employees, agents, third party service providers, and any other third party providing any service to RFPL (hereinafter collectively referred to as the “Indemnified Parties”), from and against any and all losses, liabilities, claims, damages, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by the Indemnified Parties that arises out of, results from, or may be payable by virtue of, use of the Website and/or the Information by the User or any breach or non-performance of any of these Terms.


None of the provisions of these Terms or the right to use the Website by the User or any other contents of the Website, shall be deemed to constitute a partnership between the User and PayInstant and no party shall have any authority to bind or shall be deemed to be the agent of the other in any way.


The User hereby agrees and acknowledges that PayInstant may, with or without any reason, immediately terminate his/her/its access to the Website without prior notice. Without limiting the foregoing, PayInstant may terminate or temporarily suspend the User’s access to the Website if the User (a) breaches or violates these Terms, (b) there is a request by law enforcement or other government agencies, or (c) in case of unexpected technical issues or problems. The User hereby agrees and acknowledges that any termination of access to the Website shall be made at the sole discretion of PayInstant and that PayInstant shall not be liable in any manner whatsoever to either the User or any third-party for such termination of access to the Website.